Forget everything your insurance company told you about your claim.
Your house burned. You're overwhelmed. And right now, the only expert in the room works for the insurance company. Answer 6 quick questions and get your free Bedrock Claim Score — an honest read on where your claim really stands, and what to do next. No salesperson. No pressure. Just straight answers.
Three doors. Pick yours.
No wrong answers. Just tell us where you are and we'll take it from there.
My house just burned
It just happened and you need help right now — not a lecture. Board-up, emergency crews, and someone in your corner today.
Something feels off about my claim
Low offer? Weird delays? Denied outright? Or just a gut feeling you can't shake? Let's check the math — free.
I'm just doing homework
Smart move. Learn how claims really work — before you're in the middle of one. Two minutes, zero pressure.
Before your claim, it was you and the insurance company. Now it's you versus the insurance company.
They were happy to take your premium every month. But the moment you file a large-loss claim, their adjuster's job is to pay you as little as the paperwork allows. That's not evil — that's the business model.
Their adjuster works for them. Ours works for you. A public adjuster is the only adjuster licensed to represent the homeowner — not the carrier.
"Claims aren't about the damage — they're about the documented damage you can defend."
— Mykel, Bedrock Claim Score
Coffee first, clipboard second.
This is how we'd do it at your kitchen table. No rush, no pitch — just a conversation that leads somewhere useful. You can't solve a problem you don't understand, so we start by understanding yours.
You talk. We listen.
Six questions, two minutes. We're learning your story — what happened, where your claim stands, what's keeping you up at night. Not an interrogation. A conversation.
You get your score.
An honest read on your claim: where value may be leaking, what to watch for, and what your smartest next move is. Free. Yours to keep, no strings.
You decide.
Take the free resources. Get a second opinion. Or hire professional representation — our fee is 15% of the additional money we recover for you. Nothing out of pocket. Nothing unless we get you more. [COUNSEL REVIEW]
We're not here to beat up your insurance company.
"Let's be straight about something. My goal is never to squeeze the insurance company for every dollar, or to inflate damages. My goal is to get you every dollar you're entitled to — nothing more, nothing less.
But here's the thing: underpayment is so systemic in this industry that doing the job right feels like a beatdown. We often take claims from $100,000 to $300,000 — not by fighting dirty, but by being detailed. Documenting every inch of damage. And being prepared to defend every single line."
— Mykel, founder
Four things the insurance company hopes you never learn
Have you read your carrier's reviews?
You're trusting a company with the biggest financial event of your life. Have you seen what their own customers say? Thousands of complaints, low ratings, and lawsuits alleging poor treatment are public record.
[VERIFY: Interactive Carrier Report Card — coming soon. All figures counsel-reviewed before launch.]
Don't sign a blank check
One contractor work authorization can hand over all four phases — emergency, mitigation, pack-out, and rebuild — with no estimate and no final price. That's a $200,000+ blank check to someone you just met.
Money first, contractor second. We get your claim valued correctly, then you hire from a position of strength.
Emergency help, today — with zero pressure
Fire last night? We dispatch vetted board-up and mitigation crews today — typically covered by your policy. You contract directly with the vendor. Use them for the rebuild, your uncle, or someone from Google. Your choice.
After you sign, we don't disappear
Here's something nobody warns you about: after you hire us, your carrier will call you and try to get you to cancel. We prepare you for that exact call — word for word — before it ever happens.
Our goal: zero clients lost to carrier pressure. Ever.
Trust, but verify.
We don't ask you to take our word for anything. We make Bedrock the credible narrator — and we show our work. Every claim we touch is measured against four layers of evidence:
Real Arizona claims. Real numbers.
We don't do hype. Every number on this page comes from a real file — verified before it goes up. If it's not verified, it doesn't go up. Simple as that.
Homeowner story #1 — figures pending verification
Homeowner story #2 — figures pending verification
Homeowner testimonial — pending release
Nobody should face a fire alone.
Bedrock Claim Score is part of something bigger. Through the Ember House Foundation, we show up for fire families beyond the claim itself — because the claim is paperwork, but the family is the point.
[VERIFY: Ember House Foundation programs and details — confirm before launch]
What every homeowner asks us
"Okay, but who are you guys, really?"
Fair question — and exactly the right one to ask. Bedrock Claim Score is a free claim assessment powered by Bedrock Claim Science™. If your score shows you'd benefit from professional representation, that's provided by our sister firm, Bedrock Society Adjusters — licensed Arizona public adjusters. The score doesn't work for them. It works for you.
"We're already working with our insurance company — isn't that enough?"
Their adjuster is a good person doing their job — and their job is to protect the company's money. Before your claim it was you and the insurance company. Now it's you versus the insurance company. You deserve your own expert in the room.
"We already have a contractor handling everything."
Then please read this carefully: a single work authorization can commit you to all four phases — emergency, mitigation, pack-out, and rebuild — with no estimate and no final price. That's a blank check, often $200,000+, to someone you just met. We're not contractors and we don't want the job. We make sure your claim is valued correctly first, so you can hire any contractor from a position of strength — and maybe keep the difference.
"How much does this cost?"
The Claim Score is free. If you hire us for representation, our fee is 15% of the additional money we recover for you — above what the carrier already paid or offered. If the carrier offered $180,000 and we settle at $300,000, our fee comes from that $120,000 difference, and you keep the rest. If we don't get you more, that portion costs you nothing. [COUNSEL REVIEW]
"Isn't this ambulance chasing?"
We get it — nobody's heard of a public adjuster until they need one, and the insurance industry likes it that way. We're a licensed Arizona firm, invited by homeowners, paid only when we deliver more. Our job isn't to beat up your insurance company. It's to make sure you get every dollar you were always meant to get.
"Will hiring you slow down my claim?"
The opposite. We get emergency vendors rolling immediately and build your documentation file from day one — that's what speeds up fair payment. What slows claims down is thin documentation and unanswered adjuster calls. We handle both.
"My claim was already denied / the offer was insulting."
That's our sweet spot. The first "no" — or the first low number — is almost never the final answer. Don't cash anything or sign anything marked "final" until a professional reviews it. Get your Claim Score right now.
Your family deserves a second opinion.
Don't let the insurance company have the only expert in the room. Two minutes. Free. No pressure.
Questions? Book a free virtual consultation →